Supreme Restorations LLC
Supreme Restorations project manager standing on a Maryland residential roof with a tablet and clipboard, photographing hail bruising on architectural shingles for a written insurance claim scope
Roof Insurance Claim Inspection · MD + FL

We Inspect. We Document. You File. We Repair.

After a storm, the difference between an approved claim and a denied one is documentation. We climb the roof, photograph every impact, measure the affected area, and hand you a written repair scope your carrier can read. You file the claim. Free inspection within 48 hours.

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Five-Star Reviews
Across MD + FL
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Residential Services
Full-scope restoration
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Cities Served
Baltimore to Palm Beach
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Years Family-Owned
Founded 2021
See The Transformation

One Storm. One Claim. One Clear Path.

Drag the slider to see the before and after of a Maryland insurance-covered roof replacement. The homeowner paid their deductible. We billed the carrier for the rest.

Same Maryland home after Supreme Restorations completed the full roof replacement. Fresh architectural asphalt shingles installed, ridge cap finished, and the site cleaned up
Storm-damaged asphalt shingle roof on a Maryland home, photographed by Supreme Restorations during the pre-inspection walkthrough that documents the loss for insurance claim filing
Before · Storm Damage
After · Supreme Restorations
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Real project · Baltimore County MD · Insurance-covered
Why It Matters

A Written Scope Beats A Phone Call Every Time.

Most denied roof claims are not denied because the damage was not real.

They are denied because the homeowner described the damage over the phone, the carrier sent an adjuster who saw a roof from the driveway, and the claim closed before anyone walked the shingles. Our inspection produces what a phone call cannot. Close-up photos of every hail impact and every wind-lifted shingle, a measured count of damaged squares, and a written line-item repair scope in the language carriers expect. You hand that document to your carrier when you file. The claim moves on facts, not on guesswork. Call (443) 826-3739 to schedule yours.

Our Process. Four Steps. Clear Boundaries.

  1. Step 01

    Inspection

    A Supreme project manager walks the roof. We photograph every shingle impact, every lifted tab, every torn pipe boot. We measure damaged squares. We check the soft metals (AC fins, gutter aprons, downspouts) for matching impact patterns that corroborate the storm.

  2. Step 02

    Written Scope

    Within 48 hours you receive a written repair scope. Photo-documented damage, measured square footage, materials list, and the repair line items as a contractor would price them. The document is yours. Hand it to your carrier when you file.

  3. Step 03

    You File The Claim

    You call your insurance carrier and open the claim yourself. We are not on the call. We do not negotiate or settle with the adjuster. That is what licensed public adjusters are for. If your carrier asks technical questions about the repair scope, we are available to clarify by phone, in writing.

  4. Step 04

    We Repair What You Authorize

    Once your claim resolves, we install the repair you authorize. Roof, siding, gutters, soft metals. Whatever your carrier covered and you chose to have us replace. Standard residential projects wrap in 1-3 days on-site.

What The Written Scope Includes.

  • Date, time, and weather conditions of the inspection
  • Photo set: every hail impact, every wind-lifted shingle, every damaged flashing or pipe boot, with timestamps
  • Measured roof dimensions, squares of damage, slope and pitch notes
  • Line-item repair scope in carrier-compatible language (shingle type, underlayment, drip edge, ridge cap, ice-and-water shield where applicable)
  • Soft-metals damage corroboration (AC condenser fins, gutter aprons, downspouts). Supports the storm narrative
  • Notes on code-required upgrades for your jurisdiction (e.g., synthetic underlayment in FL; ice-and-water shield in MD)
  • No pricing on the homeowner-facing document. Pricing lives in the separate estimate you receive after authorizing the repair
Why It Matters

What We Do. And What We Cannot Do.

Supreme Restorations is a licensed roofing contractor, not a public adjuster.

We inspect, photograph, measure, and provide a written scope of repair. We perform the repair work you authorize after your claim resolves. We do not adjust, negotiate, settle, value, or maximize insurance claims on your behalf. We do not accept an Assignment of Benefits. We do not waive, absorb, rebate, or pay any portion of your deductible. Those activities are reserved for licensed public adjusters and attorneys under state law. If you need claim representation, hire a licensed public adjuster. We work with whoever you choose.

Questions + Answers

Insurance Claim Inspection FAQs.

Every question homeowners ask before letting a contractor near their roof or their insurance policy. Don't see yours? Call us. We'll give you a straight answer in two minutes.

Still Have Questions?

Talk to a project manager, not a call-center. We follow up quickly.

When should I get an inspection after a storm?

Within 30 days of the storm event for any visible damage, and within 90 days if your neighbors filed claims even if you have not noticed anything from the ground. Hail bruising lets water track under the shingles for months before a ceiling stain shows up. By then your filing window is often closing and the carrier reclassifies the damage as wear-and-tear, which is not covered.

Can you document hail damage that is not visible from the ground?

Yes. That is the entire point of the inspection. Hailstones larger than a dime bruise the asphalt mat under the granules without lifting the granule layer. The shingle looks fine from the driveway, but the impact compresses the mat so it sheds granules over the next 12-18 months and water tracks under the lap. We photograph every impact at close range, measure the square footage, and the written scope documents what is invisible from the ground.

Do I get the written scope to keep, or do you send it directly to my carrier?

The written scope is yours. We send it to you. You decide whether to file a claim and which document to hand the carrier. We are not on the call with your insurance company unless you specifically ask us to clarify a technical question in writing.

Are you a public adjuster?

No. We are a licensed roofing contractor (MHIC #146204 in Maryland; licensed and active in Florida). Public adjusters are licensed insurance professionals who negotiate and settle claims on a homeowner's behalf. That is a different license and a different scope of work. If you need someone to negotiate with your carrier, hire a licensed public adjuster. We will install the repair regardless of who advocates for the claim.

Will you handle my deductible or waive it?

No. Waiving, rebating, absorbing, or paying any portion of your deductible is insurance fraud in every state we operate in, and a felony in Florida specifically. Any contractor who offers to do that is offering to commit a felony with you. We do not. Your deductible is what you pay; the insurance covers the rest of the qualifying repair.

How long is the inspection? Do I need to be home?

A typical inspection runs 45-90 minutes depending on roof size. Ideally an adult is home so we can walk through the findings with you and answer questions in person, but if your schedule is tight we can inspect, photograph, and email the written scope the same day.

What does an inspection cost?

The inspection is free. No upfront cost, no hidden fee, no commitment to use Supreme for the repair if your claim is approved. You keep the written scope either way.

Call (443) 826-3739. Or Book Your Inspection.

Free inspection within 48 hours. Written scope in your hands within 24 hours of the inspection. You file the claim with your carrier on your timeline.

200+ Five-Star Reviews · MD + FL

What claimants say after the project closes.

Google Reviews
4.8
  • Google Review
    Highly recommend this company. Steve J, the project manager, is awesome: prompt in answering inquiries, kept us informed, and oversaw a complete roof replacement to the very end. Thanks Steve and Supreme Restoration for a great job!
    Mishkilji
    Verified Google Review
  • Google Review
    I can't say enough about the fantastic job Supreme Restoration did on replacing my hail-damaged roof. From start to finish, the entire process was smooth and stress-free, thanks to Mark's exceptional assistance.
    Mark Holmes
    Verified Google Review
  • Google Review
    At first I was very weary about finding the right person with retrospect of replacing my roof. However, after speaking to Alfonso my worries went away. Very helpful as far as communication with my insurance to make sure everything will go as smooth as possible.
    Tyler Ray
    Verified Google Review
Recent Projects

Real Homes. Real Claims. Real Results.

Why Waiting Costs More

The Longer You Wait, the More This Costs You.

  • 12-Month Filing Window

    Insurance carriers typically give you 12 months to file a storm claim. After that, your damage is reclassified as 'wear and tear' and they pay zero.

  • Damage Compounds

    Unrepaired hail damage compounds. A small claim today can turn into a full replacement next year once rot and decking damage set in. Insurance will not cover the follow-on damage, so the cost lands entirely on you.

  • Non-Renewal Risk

    Insurers can non-renew your policy if your roof age and condition flags during their next inspection cycle. We've seen it happen across MD and FL.

The Numbers Behind The Work

Five Years. 1,000+ Roofs Completed. Every Project Delivered.

  • 0+
    5-Star Reviews
  • 4.8
    Average Rating
  • 0+
    Years in Business
  • MD + FL
    States Served
No Surprises. No Pressure.

How We Take the Risk Off Your Side of the Table.

A roof is one of the biggest line items on a house. We took every place a contractor could burn a homeowner and wrote a guarantee against it.

  • Free inspection. If we find damage, you choose whether to file. If we don't, you owe us nothing.

  • Free, honest inspection. We document what we find, give you the report, and you decide whether to file. Either way, you owe us nothing for the inspection.

  • On approved claims, you pay your deductible. Your carrier funds the approved scope. No hidden fees, no surprise invoices.

  • Manufacturer warranty on every shingle, panel, and gutter. Written, transferable if you sell the home.

  • Project manager takes every call directly. Same-day tarping for active storm leaks when conditions allow.

  • Licensed in MD (#146204) + insured in both states. Certificate of insurance available on request before any work begins.

Aerial view of a Maryland home fully restored by Supreme Restorations after a storm insurance claim
Free · No Obligation · Insurance Claim Handled

Ready for Roof Insurance Claim Inspection?

Free inspection. No obligation. After a storm, we provide the photos and written report your insurance claim needs.

  • 4.8 · 200+ reviews
  • BBB A Accredited
  • MD Lic #146204
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